Financial Planning

Positioning your wealth so that you are confident in your financial future does not happen by accident. It takes a well thought out plan and someone to hold you to it. At Hudson Pendleton Financial Group, we recognize there are unique planning needs specific to physicians and medical professionals. When creating your plan we:

  • Define success according to you

  • Help you articulate and understand your goals and perspective towards money

  • Review and organize your financial life

  • Align your financial decisions with your values and attitudes

  • Development and implement your plan

  • Develop Asset Protection Strategies

  • Employment and Partnership Contract Reviews

  • Exit and Transition Strategies for Practice Owners

  • Review of Reimbursement Rates, RVU’s and Compensation

Cash Flow

One of the first steps in our process is to obtain a complete picture of your cash flow. Understanding and coordinating your income, protection, savings, taxes and debt structure is vital to most effectively positioning and growing your wealth. Some key areas we focus on are:

  • Cash flow planning

  • Tax planning and tax return review

  • College funding

  • Retirement planning

  • Debt and liability analysis

  • Debt repayment and restructuring

  • Social security planning

  • Pension maximization strategies

Insurance

Risk management and asset protection play a vital role in a well-balanced financial plan. Our goal is to help you achieve success as defined by you. We also want to provide peace of mind that all along the way you and your balance sheet are prepared for both the expected and unexpected events that will occur. We provide solutions for:

  • Life insurance

  • Disability insurance

  • Long term care insurance

  • Home and auto insurance analysis

  • Employee benefits analysis

  • Business and Personal Liability Analysis

Investing

Due to the additional years of schooling required, coupled with the sizeable debt often incurred by physicians, many of them get a late start with retirement savings. At Hudson Pendleton Financial Group, we apply research from the world’s leading economists to develop investment strategies that make sense for you at your given risk tolerance. By incorporating your personal goals and risk tolerance, we are able to develop a strategy that you will have the confidence to stick with even when the market turns volatile. Our asset management services include:

  • Risk tolerance assessment

  • Investment policy statement design

  • Manager due diligence, selection and maintenance

  • Asset allocation

  • Tax managed portfolios

  • Tax harvesting

  • Retirement account management and analysis

  • 401k and IRA rollovers and reviews

Wealth Transfer

Whether you have a significant estate tax problem or simply want to leave a little something for your grandchild, your financial legacy can make an impact and is worth addressing. No matter the size of your estate, we will assist you in developing an estate plan that articulates your wishes, protects your family, minimizes your taxes and preserve your legacy for future generations. Our wealth transfer planning includes:

  • Will and trust reviews

  • Family planning coordination

  • Special needs planning

  • Estate planning, advising and review

  • Inheritance management and planning

  • Beneficiary designation review

  • Gifting and philanthropy

  • Estate tax review and minimization

1443 2ND AVENUE, COLUMBUS, GA 31901

Call Us: (706) 653-2398